Camper vans are a big investment – no surprises there. While we work hard to keep our conversions as affordable as possible, we know it’s still a significant purchase. The good news? There are plenty of options to make it work for you and your budget.

Here’s something you should know about us: we cringe at high-pressure sales tactics just like you, so you won’t find any here. No one on our team earns more based on how you choose to pay – whether it’s through a dealership loan, an RV loan, in cash, or even with a van full of pennies. We’re just excited to help you chase your passions and make new memories.

We’re here to guide you through your options and help you hit the road on your own timeline. Schedule a chat with one of our Journey Architects, and they’ll walk you through the options to find what works best for you. 

First Things First: How Much Are We Talking? 

We’re proud to be one of the most affordable options out there for camper van conversions. Here’s the breakdown:

• Wayfarer Base Conversion: Starts at $21,200 (Wilma) to $24,500 (Walt).
• Fully loaded: Add every bell and whistle we offer, and the cost maxes out at $50,000.
• Typical build: Most customers drive away with conversions around $35,000.
• New Vehicles: Range from $50,000 to $86,000, depending on the make, model, and features. Plus, we’re one of the few professional builders that will convert used vans (2014 or newer), so you have more options to save some dough.

Not sure where to start? Check out our guide to buying a used van!

Now, let’s put that into perspective:

• DIY Builds: Sure, you might save money upfront, but between materials, tools, and hours of labor, it can quickly add up, especially if you value your time. Here’s a blog where we break down all the DIY considerations.
• Other Van Makers: Many professional builders start at $41,000 just for the conversion. And if you want the vehicle included, you’ll find prices starting at $114,000, with some camper vans selling for more than $230,000 😳

Wayfarer Vans hit the sweet spot: simple, affordable, professionally built, and backed by a team with experience converting over 1,000 vans.

What Are Your Financing Options? 

There’s no one-size-fits-all approach to financing, so here are some routes to consider based on your needs:

• The Easiest One-Stop Option: Finance Everything Through a Dealership
  If simplicity is most important to you, finance the vehicle and the conversion through a dealership. This gives you one monthly payment for the whole package. Whether you’re working with one of our dealership partners or buying through any dealership, this is a straightforward way to go. Reach out to our Journey Architects—they’ll prepare your invoice and send it to the dealership. From there, the dealership will take care of the rest.

• For The Best Interest Rate: Shop Around for Loans
  If you’re looking to save on interest, take your time to compare vehicle loans. Local banks, credit unions, and online lenders are great places to start. We also offer a payment estimator on our website through Hearth to help you explore multiple rates.

How do you do this? Here are the key steps:

1. Shop around and find the best rate and terms for your loan.
2. Choose your Wayfarer conversion and options. We’ll provide an invoice for the build.
3. Get pre-approved through your lender.
4. Close the deal on your van. Your lender will either work directly with the dealership or provide you with a buyer’s check.
   

• Looking for the Longest Term:
  If you want more time to pay, we’ve partnered with a lender that offers RV loans with terms up to 20 years. These loans come with specific requirements, including a high credit score and a history of paying off a large loan, so check with our Journey Architects to see if this would be a good option for you.

• Want to Avoid Monthly Payments Altogether?
  Paying in cash is always an option – whether it’s for the full cost or just a portion of the vehicle or conversion to reduce your financing needs. We’ve seen this approach become more popular when loan rates are higher, but it can work for different people at different times.

Other Budget Considerations

Trade In or Sell Your Current Vehicle

If your camper van will replace your current ride, trading in or selling your vehicle can help offset the cost. A private sale usually nets more money, but a dealership trade-in is quicker and easier. Either way, applying the proceeds to your van purchase could lower your loan amount and possibly get you better terms.

Start Simple, Upgrade Later

One of the perks of Wayfarer Vans is adding accessories after your initial conversion. Start with the essentials and upgrade over time as your budget allows. It’s an easy way to spread out costs while still getting your dream setup.

One Van, Many Uses

Think of your van as the ultimate multitasker: it’s not just for camping. Use it as a daily driver, a moving van, pickup “truck,” or to save on hotels the night before an early flight. Plus, unlike RVs or trailers, there’s no need to pay for storage fees.

Rent It Out

Your van can pay for itself when you’re not using it. Platforms like Outdoorsy and GoCamp make it easy to rent out your camper van to earn extra cash (we’re talking $150+ per night). On the flip side, if you’re planning a long road trip, consider renting out your primary residence while you are enjoying van life.

Save Up Strategically

Set yourself up for success with a dedicated van fund. Many banks offer tools to create savings goals and automate monthly contributions. Toss in tax refunds, bonuses, or side hustle income to build your budget faster.

Think Long Term

Professionally converted vans retain their value far better than DIY builds, making them easier to sell if your plans change. A well-maintained Wayfarer Vans conversion is going to be scooped up fast by someone looking for a used camper van.

Conclusion

When it comes to financing your camper van purchase, there are plenty of options to choose from. We’re not here to push you into any one route – we’re here to help you find the best fit for your needs. Reach out to our team today to schedule a chat and explore the financing options that will work best for bringing your camper van dreams to life.

Let’s Chat:

Online: Complete a Contact Us form with the best times to talk and we’ll give you a ring, or schedule a call at a time that works for you!

By email: [email protected]

In person: 2708 Gunnison Street, Colorado Springs, CO 80909

Hours: M-Th: 8:30-5:00